We say "Yes!" to Home Loans
You've worked hard to reach your goals. As your local bank, Teche Federal makes it easy to get the loan you need to buy or build your dream home. Decisions on your loan are made locally, so the process moves quickly. And we work with you as an individual. We offer competitive rates, low closing costs, and your choice of fixed or variable rates. The best part? You get personalized professional customer service! In addition to traditional mortgage loans, we make Modular Home Loans, Manufactured Home Loans (with or without land), and Lot Loans.
Our Construction Loan Program includes: One time close Construction LoansFloat down option possible at end of constructionContractor or self contracting allowedThe ability to lock the interest rate and close loan prior to beginning construction Up to 85% financing available for qualified borrower
Young Professionals Mortgage Program - If you are a young professional who has recently completed your education and are ready to buy a home, Teche Federal has a mortgage lending program designed especially for you. Our Young Professionals Mortgage program offers outstanding financial benefits for those in the beginning stages of their career:
100% financing with NO mortgage insurance requirements.Close on your loan and move in in up to 60 days prior to starting your job.Access to a knowledgeable loan specialist to answer any question you may haveA convenient Teche Federal checking account
Stop by your local Teche Federal Bank branch today to get started, or use our convenient loan calculator for more information. You can also download and print a loan application to fill out and bring with you.
Click here for information on how to contact a dedicated member of our loan team. Let Teche Federal help you make your dream of home ownership a reality.
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